Life Settlements: Complete Guide to Senior Life Settlements in 2025 Life settlements represent a growing financial market where policyholders can sell their life insurance policies for immediate cash value greater than the surrender value but less than the death benefit. Understanding what is a life settlement helps policyholders make informed decisions about utilizing this valuable […]
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What is a Life Settlement? A life settlement is the legal sale of your life insurance policy to a third party—typically institutional investors—for a lump-sum cash payment. You receive more than the surrender value, and the buyer takes over premiums and becomes the beneficiary. The transaction is handled through either: Life settlement providers: licensed buyers […]