About Us

About Us: Summit Life Settlements

Summit Life Settlements is a nationally operating life settlement broker based in FortLauderdale, Florida, helping policy owners turn unwanted or unneeded life insurance policies into cash. We work exclusively for the seller, not the buyer, negotiating on your behalf through our network of licensed institutional buyers.

Who Is Summit Life Settlements?

We’re a life settlement company built around one goal: helping clients get the most value from a policy they no longer need or can no longer afford. Our team includes life settlement experts with backgrounds in insurance, finance, and case management, so every client, whether a policyholder, financial advisor, or insurance professional, has a knowledgeable point of contact throughout the transaction.

About Us: Life Settlement - Business handshake in the office

What Does a Life Settlement Company Do?

A life settlement company like Summit connects policy owners with buyers willing to pay more than a policy’s cash surrender value. We evaluate your policy, present it to our Summit Life Marketplace of licensed buyers, negotiate on your behalf, and manage the paperwork through closing at no upfront cost to you. For a full walkthrough of the process, see our life settlement page.

Our Experience

Our team’s life settlement company experience spans thousands of policy evaluations across the industry. That depth means we know how buyers assess risk and pricing and we use that knowledge to negotiate stronger offers for our clients.

Licensing You Can Verify

As a licensed life settlement provider, Summit Life Settlements operates under state insurance regulations wherever we do business. We are not licensed in every state, so we’ll confirm eligibility in your state before moving forward. A legitimate life settlement company should always be able to show you active licensing; we’re happy to provide ours on request.

Contact us to speak with our team and find out what your policy could be worth.