What Is a Viatical Settlement? Understanding Its Meaning, Benefits, and Process When facing a serious or terminal illness, financial pressures can add unnecessary stress to an already difficult time. Many policyholders are unaware that their life insurance policy may hold immediate cash value through a viatical settlement. A viatical settlement allows someone with a qualifying […]
Monthly Archives: June 2025
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Jun
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What is a Life Settlement? A life settlement is the legal sale of your life insurance policy to a third party—typically institutional investors—for a lump-sum cash payment. You receive more than the surrender value, and the buyer takes over premiums and becomes the beneficiary. The transaction is handled through either: Life settlement providers: licensed buyers […]
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How to Find the Best Life Settlement Companies: What to Know Before You Sell Selling your life insurance policy is a major financial decision — and choosing the right life settlement company can make all the difference in how much you receive. With so many brokers and buyers in the marketplace, it’s important to understand […]
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Selling Your Life Insurance Policy: A Practical Guide to Unlocking Its Value For many policyholders, life insurance represents financial security — but as life changes, so do your needs. You may find yourself paying premiums for a policy you no longer need, or holding onto coverage that no longer serves its original purpose. What many […]
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Life Settlement Broker vs. Provider: What’s the Difference? If you’re thinking about selling your life insurance policy, it’s important to understand the two key players involved in the process: the Life Settlement Broker and the Life Settlement Provider. While both are essential to completing a life settlement transaction, their roles are quite different—and knowing how […]
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How to Sell Life Insurance: A Step‑by‑Step Complete 2025 Guide Selling your life insurance policy can be a smart financial move — especially if your coverage no longer fits your needs, or if you’re looking to unlock cash that’s tied up in premiums you no longer want to pay. Through a process known as a […]
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Can You Sell a Term Life Insurance Policy? A Complete Guide for Policyholders Most people purchase term life insurance for protection during key stages of life — to cover a mortgage, replace income, or ensure family security. But what happens when those needs change or the policy is no longer affordable? Many policyholders don’t realize […]
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