How to Choose the Best Life Settlement Company: What to Know Before You Sell Your Policy Selling your life insurance policy is a major financial decision — and choosing the right life settlement company can make all the difference in how much you receive and how smooth the process is. The life settlement industry offers […]
Author Archives: Thomas Dsouza
29
Jul
Jul
Can I Sell My Life Insurance Policy? Complete 2025 Life Settlement Guide If you’ve been paying premiums on a life insurance policy you no longer need—or can no longer afford—you’re not alone. Every year, thousands of Americans ask the same question: Can I sell my life insurance policy? And more importantly, how do I sell […]
29
Jul
Jul
How to Sell Life Insurance: Step-by-Step Guide to Unlocking Value from Your Policy If you no longer need your life insurance coverage—or the premiums have become unaffordable—you may be sitting on an untapped financial resource. Selling life insurance through a life settlement can help you turn your policy into a valuable lump sum payout. At […]
24
Jul
Jul
Can I Sell My Life Insurance Policy? Discover What You Need to Know If you no longer need your life insurance policy—or can no longer afford the premiums—you may be surprised to learn that your policy could have real market value. Instead of surrendering or lapsing it for little or nothing, you may have the […]
14
Jun
Jun
Selling a Term Life Insurance Policy: What You Need to Know to Get the Most Cash If you have a term life insurance policy that you no longer need or can’t afford to maintain, you may be wondering: Can you sell a term life insurance policy? The short answer is yes—in many cases, a term […]
12
Jun
Jun
Cash Surrender Value of Life Insurance: What It Means & How It Works If you’ve ever thought about ending your life insurance policy, you’ve likely come across the term cash surrender value of life insurance. This amount represents the cash you receive if you decide to surrender your policy back to the insurance company. But […]
11
Jun
Jun
What Is a Viatical Settlement? A viatical settlement is a financial option that allows life insurance policyholders—usually those diagnosed with a serious or terminal illness—to sell their policy to a third-party buyer for a lump-sum cash payment. The amount received is less than the death benefit but significantly more than the policy’s cash surrender value. […]
10
Jun
Jun
What Is a Viatical Settlement? If you’ve ever asked, “What is a viatical settlement?”, the answer is simple: it’s a financial option that allows life insurance policyholders—usually those diagnosed with a serious or terminal illness—to sell their policy to a third party for a lump-sum payment. The viatical settlement payout is less than the death […]
09
Jun
Jun
Can I Cash Out My Life Insurance Policy? If you’ve ever asked, “Can I cash out my life insurance policy?”, the answer is yes—but the process and payout depend on the type of policy you own. Many policyholders don’t realize that their life insurance is more than just a safety net for beneficiaries—it can also […]
08
Jun
Jun
Cash Value Life Insurance: What It Is and How to Unlock Its Full Potential Life insurance is often viewed simply as a way to provide financial protection for loved ones — but certain types of policies offer much more. Cash value life insurance combines long-term coverage with a built-in savings component that grows over time, […]