Summit Life Settlement

If you have any questions or want to speak to a Policy Specialist, please message us, schedule a call, or call us at 1-954-320-0238.

MESSAGE US




    By checking the box and pressing the submit button, you agree to our Terms of Service
    and
    Privacy Policy. Consent is not required to submit the form.

     
     
     

    SCHEDULE A CALL


    Unlock the Value of Your Life Insurance with Summit Life Settlements

    Summit Life Settlements is a trusted, licensed Life Settlement Brokerage that helps policyholders unlock the hidden value of their life insurance policies. With years of industry experience, we provide expert guidance and personalized solutions, ensuring each client achieves the best possible financial outcome.

    A Marketplace Designed for You

    The Summit Life Marketplace connects policyholders with a broad network of licensed buyers, creating a competitive environment where you can sell your policy for the highest possible price. Our platform is built on transparency, trust, and client-focused service—with every transaction handled with integrity and clear communication.

    Simple, Expert-Guided Process

    Our process is designed to be easy and stress-free. We guide:

    • Policyholders

    • Insurance and Financial Professionals

    • Institutional Investors

    from the initial policy evaluation all the way to the final sale. Backed by deep industry knowledge, we simplify complex steps and offer personalized, one-on-one support, so you can move forward with confidence.

    Why Use the Summit Life Marketplace?

    ✅ Access to Top Buyers Nationwide
    Your policy is presented to a broad network of Licensed Buyers in a competitive auction-style process, ensuring you receive the highest offer available.

    ✅ Fast, Transparent Process
    Our technology-driven platform streamlines the entire experience—efficient, transparent, and easy to follow.

    ✅ Personalized Support from Experts
    Our team provides dedicated support at every step, helping you understand your options and make informed decisions.

    ✅ Nationwide Reach
    We work with policyholders across the U.S., no matter where you’re located.

    ✅ Better Value than Traditional Options
    Our competitive process often delivers significantly higher payouts than cash surrender or lapsing your policy.

    ✅ No Financial Obligation
    You can explore your options through a free, no-obligation evaluation—with zero pressure to commit.

    Your Trusted Partner in Life Settlements

    At Summit Life Settlements, we’re committed to building long-term relationships based on transparency, integrity, and respect. Through custom solutions and exceptional service, we help you unlock the full value of your life insurance—turning it into a powerful financial asset.

    Let us help you explore new opportunities, optimize your future, and realize the true potential of your policy—with clarity, confidence, and peace of mind.

    A life settlement is the sale of an existing life insurance policy by the policyholder to a licensed third-party buyer for a lump-sum cash payment. The amount is more than the cash surrender value, but less than the death benefit. After the sale, the buyer becomes the policy owner, takes over premium payments, and collects the death benefit when the insured passes away.

    To be considered for a life settlement, the policyholder must meet standard criteria, including:

    • You’re generally 65 or older, or younger with a serious health condition
    • Your policy has a death benefit of $100,000 or more
    • The policy is convertible term or permanent (e.g., universal, whole life)You no longer

    • Universal Life

    • Whole Life

    • Convertible Term

    • Indexed Universal Life (IUL)

    • Some Group Life and Survivorship policies (on a case-by-case basis)

    Once sold:

    • You receive a lump sum payment

    • The buyer becomes the new policy owner and pays all future premiums

    • You are no longer responsible for the policy

    • The buyer collects the death benefit when you pass away

    In order to qualify, one must have a life insurance policy face value with a minimum $100,000 face value.

    There is no cost to apply. Summit Life Settlements provides a free, no-obligation evaluation. If you choose to proceed, the buyer pays a commission that is fully disclosed. You never pay out of pocket.

    The process can vary, but the process can usually take between 6-8 weeks.

    It depends on several factors: Age and health of the insured Type and size of the policy Premium cost Life expectancy Policy structure (e.g., loans, riders) The best way to find out is to request a free, no-obligation policy review

    Absolutely. Your information is kept private and secure throughout the evaluation and sales process. Summit Life Settlements works only with licensed, reputable institutional buyers.

    If under 65, one can still qualify for a viatical settlement if one suffers from terminal or chronic illness with less than two years of life expectancy.