What is a Life Insurance Policy Worth? Understanding Life Settlements
If you’re asking, “What’s my policy worth?”, you’re not alone. Many seniors and policyholders considering a Life Settlement want to know how much cash their policy could generate.
The value of a life settlement depends on key factors:
Age and health of the insured
Type of policy (e.g., term, universal, whole life)
Death benefit and premiums
Market demand and current investor interest
Life expectancy estimates
Policy riders (e.g., long-term care)
Generally, older individuals with declining health and larger policies receive higher offers. However, values vary widely—so accurate policy evaluation is essential.
That’s where Summit Life Settlements comes in. As a trusted life settlement broker, we connect you with licensed buyers, driving up competition and maximizing your offer. We manage every step of the process—so you can focus on your financial future.